If you own a holiday rental in Spain, this legal update matters for you.

The Spanish Supreme Court has cancelled the national tourist rental registry introduced in 2025. As a result, the Court ruled that the central government exceeded its powers. However, this decision does not remove holiday rental regulation in Spain.

Therefore, for property owners, landlords, and investors in the Costa del Sol real estate market, the key message is clear:

Regional tourist licences remain mandatory.

What Happened?

In December 2024, the Spanish Government approved Royal Decree 1312/2024, which created a national registry for short-term rental properties.

From July 2025, property owners had to obtain an NRUA (Unique Rental Registration Number) in order to advertise their homes on platforms such as Airbnb and Booking.com. Without this number, platforms could remove listings.

However, on May 19, 2026, the Supreme Court issued a ruling against this system. In addition, the Court confirmed that tourism regulation belongs to Spain’s autonomous communities, not the central government.

As a consequence, the Court cancelled the national registry.

What Changes for Property Owners?

The NRUA Is No Longer Mandatory

The national registration system introduced in 2025 no longer has legal effect.

As a result, property owners no longer need to:

• Apply for an NRUA number
• Renew an NRUA registration
• Use NRUA registration to list their property online

Important clarification for Costa del Sol property owners

The cancellation of the national registry does not affect regional regulation.

In contrast, in Andalusia, including the Costa del Sol, property owners must still register their holiday rentals under the VUT (Vivienda de Uso Turístico) system managed by the Junta de Andalucía.

This means that:

• You no longer need the NRUA
• However, you still need a valid VUT licence
• In addition, platforms continue to rely on regional registration systems

Rental Platforms Are Updating Their Requirements

Airbnb, Booking.com, and other platforms are now adjusting their systems to reflect the ruling.

As a result, property owners may notice:

• Updated listing requirements
• Removal of NRUA fields
• Greater reliance on regional licences such as the VUT

What Does This Mean for Costa del Sol Property Owners or Investors?

The impact on owners in the Costa del Sol property market remains limited.

Whether you own:

• An apartment in Marbella
• A villa in Estepona
• An investment property in Mijas
• A holiday home in Fuengirola

you must still comply with Andalusian tourist rental rules through the VUT system.

In other words, the ruling removes one national administrative layer, but regional licensing rules continue to apply without changes.

For this reason, compliance remains essential for international buyers who look for a holiday home in Spain, a buy-to-let investment, or a Costa del Sol property investment.

Key Takeaways

The Supreme Court cancelled the national NRUA registry
However, regional tourist licences remain mandatory
The VUT system in Andalusia remains fully active
Therefore, holiday rental regulation in Spain continues unchanged at regional level
As a result, platforms now depend on regional registration systems

Official Sources

• Supreme Court of Spain: https://www.poderjudicial.es
• Official State Gazette (BOE): https://www.boe.es
• EU short-term rental framework: https://eur-lex.europa.eu

Final Thoughts

The Supreme Court issued an important ruling. However, this does not relax Spain’s holiday rental rules.

The Court removed the national registry. Meanwhile, regional licensing systems remain the foundation of tourist rental regulation across Spain.

For anyone involved in Costa del Sol real estate, local compliance remains just as important as location, rental demand, and investment potential.

Looking to Buy a Holiday Rental Property on the Costa del Sol?

Planning a property investment on the Costa del Sol?

Understanding rental regulations is only one part of making a successful investment.

We can help you to….

• Evaluate financing and mortgage options
• Analyse potential rental returns
• Identify high-demand locations
• Find properties that match your investment goals

Book your free consultation today and explore the latest opportunities in the Costa del Sol property market.

Contact us today to discover the latest Costa del Sol real estate opportunities and receive expert guidance tailored to your goals.

www.hellospainproperties.com

The post Spain’s Supreme Court Cancels the National Tourist Rental Registry: What Does It Mean for Property Owners? appeared first on hellospainproperties.com.

Why Choose Málaga for Your Next Business?

In recent years, Málaga has established itself as one of the most attractive and dynamic cities in Europe. Its pleasant climate all year round and high quality of life have contributed to it being recognised internationally as one of the best destinations to live.

The city has undergone a structural transformation that combines business growth, technological positioning, and strong residential demand, both nationally and internationally.
For real estate investors, this context makes Málaga a market of particular interest.

1⃣ Business Growth and Economic Stability

According to data published by the National Institute of Statistics (INE), Andalusia maintains a solid business survival rate compared to other Spanish regions, with Málaga being one of the most active provinces in terms of company creation.

This growth is not cyclical but structural, which generates stability in housing demand, both for purchase and rental.

2⃣ Málaga as an International Technology Hub

For real estate investors, this means a market with qualified demand and medium-to-high purchasing power.

3⃣ Real Estate Market: Data and Trends

At the same time, the city’s tourist appeal and international projection have significantly boosted the real estate market in recent years, generating a notable increase in residents both in Málaga and on the Costa del Sol.

According to reports published by the real estate portal Idealista, Málaga is among the Spanish cities with the most sustained increase in price per square metre in recent years.

The combination of international demand, remote work, and climate makes for a tight but attractive market in terms of profitability.

4⃣ Factors Supporting Investment

Beyond economic data, quality of life, climate, beaches, mountains, gastronomy, and multiple leisure options make Málaga stand out as a preferred destination for establishing permanent residence.

These factors are not financial indicators, but they directly influence the decisions of entrepreneurs, professionals, and investors seeking to combine business development with personal well-being.

5⃣ Why Málaga Attracts Foreign Investors

This balance makes Málaga a market that is less speculative and more structurally attractive.

What You Should Know Before Relocating

● Know the areas and their location to determine which best suits your lifestyle and business.
● Conduct a market study and analyse the real estate sector if you are considering buying or renting a property.
● Assess the educational offer, both national and international, public and private. There is a wide variety in this regard. In the following link, you can see the educational offer on the Costa del Sol.

Conclusion

Get advice from professionals who can guide you and help you find your favourite spot in Málaga!

“Ready to invest in Málaga and find your ideal property? Contact us today and receive personalised advice to locate the best real estate opportunities in the city and on the Costa del Sol”

www.hellospainproperties.com

The post Málaga is the Perfect Destination for Your Next Business and Real Estate Investment appeared first on hellospainproperties.com.

In this complete and up-to-date guide, we explain how to get a mortgage in Spain in 2026 as a non-resident, what the maximum age limits are, what interest rate types exist and which is usually the best, which banks offer the best options, what the mortgage evaluation process looks like for foreigners, and what documents banks require.

What Is a Mortgage for Non-Residents?

A mortgage for non-residents is a loan granted by a Spanish bank to people who do not live or pay taxes in Spain, even if they buy a property in the country. This type of financing is mainly used by:

• International investors buying to rent or diversify assets
• People purchasing a second home in Spain
• Foreigners planning to move later but not yet Spanish tax residents

Banks consider this profile as higher risk, so they apply more conservative lending criteria.

How Much Financing Do Banks Offer to Non-Residents?

In 2026, typical financing conditions for non-residents are:

• Maximum financing: between 60% and 70% of the lower value between purchase price and appraisal value
• Minimum down payment: between 30% and 40% of the price
• Additional costs: approximately 10%–12% (taxes, notary, registration, appraisal)

This means that, unlike residents, foreign buyers must have a significant initial capital before applying for a mortgage.

Maximum Age to Apply for a Mortgage as a Foreigner

Spanish banks do not set only a maximum age to sign a mortgage, but a maximum age at the end of the loan. The usual maximum age is between 70 and 75 years, depending on the bank

Practical examples

• Buyer aged 45 → maximum term 25–30 years
• Buyer aged 55 → maximum term 15–20 years
• Buyer aged 65 → maximum term 5–10 years

This factor is key in defining the term and monthly payment.

Interest Rate Types for Non-Resident Mortgages in 2026

Foreign non-residents can access the same mortgage types as residents, although with slightly higher interest rates due to higher risk.

Fixed-rate mortgage

A fixed-rate mortgage keeps the same payment throughout the life of the loan.

Main advantages:

• Stability and predictability
• Protection against Euribor increases
• Ideal for income in currencies other than euros

Disadvantages:

• Slightly higher initial interest

In 2026, fixed-rate mortgages are the most popular option for non-residents due to security.

Variable-rate mortgage

A variable-rate mortgage is linked to Euribor + margin set by the bank.

Advantages: Lower initial payments

Risks: Uncertainty in future payments & greater impact if income is in another currency.

This type is recommended only for high-risk tolerance profiles.

Mixed mortgage

A mixed mortgage combines both models:

• Fixed rate for the first 5–10 years
• Then variable rate

It’s a good option for those seeking initial stability and greater long-term flexibility.

Which interest rate is best for non-residents?
In most cases, fixed or mixed mortgages are the safest and most recommended options for foreign buyers.

Banks Offering Mortgages to Non-Residents in Spain (Costa del Sol and Málaga)

Not all banks actively work with international clients. In 2026, the most common banks for non-resident mortgages are:

• BBVA – Strong international presence and digital processes
• Banco Santander – Competitive conditions with linked products
• Banco Sabadell – Specialized in mortgages for foreigners
• Openbank – Online alternative with attractive fixed rates
• Banca March – Wealth management focus for high-net-worth profiles
• MyInvestor and Coinc – Digital options depending on financial profile

Final conditions depend on country of residence, job stability, income, and assets.

Requirements to Get a Mortgage in Spain as a Non-Resident

Basic documentation

• Valid passport
• NIE (Foreigner Identification Number)
• Tax residence certificate
• Bank statements from the last 3–6 months
• Employment contract or proof of income
• Tax returns from the country of residence

Additional documentation

• Certified translations into Spanish
• Apostille (depending on the country)
• Proof of assets or investments

Banks pay special attention to income stability, savings capacity, and currency risk.

Mortgage Evaluation Process for Foreigners (Step by Step)

1. Pre-financial assessment
   Analysis of income, debts, savings, and debt capacity
2. Mortgage simulation
   Comparing scenarios with different interest rates and terms
3. Submission of complete documentation
   Detailed review by the bank’s risk department
4. Property appraisal
   Conducted by a company approved by the Bank of Spain
5. Approval and binding offer
   Legal document with final conditions
6. Signing before a notary
   Signing of the mortgage and purchase contract

The process typically takes 6–12 weeks, but may take longer if documents come from abroad or if the appraisal is delayed.

Key Tips from a Real Estate Agency in the Costa del Sol (Málaga)

• Put down more than 30% if possible, especially in high-demand areas like Marbella, Estepona, or Málaga city
• Reduce or eliminate debts and avoid new financial commitments during the evaluation
• Provide complete and well-translated documentation to avoid delays
• Open a Spanish bank account and demonstrate savings capacity
• Work with a broker and a real estate agency specialized in Costa del Sol and Málaga for non-residents to negotiate better conditions and choose the bank that best fits your profile
• Consider properties with high liquidity (areas with strong international demand)

Frequently Asked Questions (FAQ)

Can I buy in the Costa del Sol without being a resident?

Yes. A non-resident can buy property in Spain and apply for a mortgage, as long as they meet the bank’s solvency and documentation requirements.

Do I need a NIE to buy?

Yes, the NIE is mandatory for any real estate transaction in Spain.

The official website of the Spanish government where you can start the NIE (Foreigner Identification Number) process is the Electronic Headquarters of the National Police – NIE Assignment‎.

Sede Electrónica de la Policía Nacional – Asignación de NIE‎

How much does buying a property in the Costa del Sol cost?

Besides the down payment, you must consider additional costs of approximately 10%–12% of the purchase price (taxes, notary, registration, management, appraisal).

Which area is best for investing in the Costa del Sol?

It depends on the objective: investment, second home, or resale. Generally, Marbella, Estepona, Fuengirola, and Málaga city are the areas with the highest international demand.

What type of mortgage is best for a non-resident?

In most cases, fixed or mixed for stability and predictability. Variable is recommended only if there is high risk tolerance.

How long does the mortgage process take?

Between 6 and 12 weeks, but it can be longer if documentation comes from abroad or appraisal is delayed.

We Summarize It for You

Here is a summary table with key points for getting a mortgage in Spain in 2026 as a non-resident, including bank types and which are best positioned in the Costa del Sol and Málaga for foreign clients.

Bank types and positioning for non-residents

Quick conclusion: For international clients buying in the Costa del Sol and Málaga, the best-positioned banks are those with experience in non-residents, especially in fixed-rate mortgages, and with processes adapted to foreign documentation.

Working with a real estate agency specialized in the Costa del Sol helps identify which bank fits your profile and negotiate better conditions from the start.

If you are considering buying on the Costa del Sol, we offer exclusive, no-obligation advice.
We help you calculate your mortgage, analyze your financial profile, and select properties with high investment or lifestyle potential.

Book your free consultation and discover your best options.

If you are considering buying on the Costa del Sol, we offer exclusive, no-obligation advice.
We help you calculate your mortgage, analyze your financial profile, and select properties with high investment or lifestyle potential.

www.hellospainproeprties.com

The post How to Get a Mortgage in Spain in 2026 as a Non-Resident (Complete Guide) appeared first on hellospainproperties.com.

How to Make Your Home Shine for a Real Estate Photo Shoot

At Hello Spain Properties, we bring you our top tips for preparing your home for a real estate photo shoot. Many of you have been or are currently in the process of selling a property, and high-quality photos are essential to capture the attention of potential buyers.

This advice is useful whether you are selling through an estate agency or taking the photos yourself. As a team with extensive experience in property photography, we’ve compiled some practical tricks to make your home look its best.

1. Cleanliness

A thorough deep clean isn’t always necessary; a general tidy-up is often enough. Focus on the key areas that will make the biggest impact:

Bathrooms and Mirrors

• Keep bathrooms spotless, with mirrors and shower screens free from limescale and splashes.

Kitchen and Countertops

• Ensure there are no dirty dishes or items drying on the counter. Remove any photos or magnets from the fridge where possible.
• A tidy kitchen helps reduce visual noise, making the space appear larger and more appealing in photos.

Windows and Glass

• Clean all windows to make the most of the Costa del Sol’s natural light, gardens, and sea views. High-quality images will show your property at its true potential.

2. Declutter and Reduce Visual Noise

This is one of the most delicate steps, especially if the property is still inhabited during the photoshoot. Personal items can distract viewers from the property itself.

• Remove as many personal belongings as possible: towels, toothbrushes, toiletries, books, mobile phones, and family photographs.
• Store items that are normally in the room, such as toys, chargers, or soft toys, in cupboards to keep spaces tidy.
• A well-ordered property conveys cleanliness and enhances the quality of the photos, requiring less editing afterwards.

3. Lighting

No one knows your home better than you, so help your estate agent identify the best times of day for photos. Lighting makes a huge difference.

• Open blinds and curtains to let in natural light and make rooms appear brighter and more inviting.
• In darker areas, switch on ambient or artificial lights to support natural light. Proper lighting ensures each room looks its best.

4. Plants and Greenery

Plants are a fantastic ally in property photography.

• If you have real plants, place them strategically to highlight warmth and homeliness.
• If you don’t have any, consider using small artificial plants. Greenery always adds life to a room without overwhelming the space.

5. Home Staging

Staging your home can make a huge difference to how potential buyers perceive it.

• Prepare a table setting on the terrace, arrange sofa cushions neatly, make the beds without wrinkles, and display towels hotel-style in bathrooms.
• Close toilet lids, cupboards, and the fridge to keep everything neat.
• The aim is to make your home feel like a warm, inviting hotel where buyers can imagine living comfortably.

Conclusion

We understand that not all properties have the same possibilities, but from our experience, the more care you put into preparing your home, the better the results. It’s all about highlighting the property’s charm and maximising its appeal.

When selling your home, you are selling the experience of living there. Showcasing its best version will help potential buyers fall in love with the space and increase interest.

Ready to showcase your property at its best? Contact Hello Spain Properties today for expert advice on preparing your home for professional real estate photography..

The post 5 Tips to Prepare Your Home for a Real Estate Photo Shoot | Hello Spain Properties appeared first on hellospainproperties.com.

Can you imagine working with the sound of the sea in the background, a strong Wi-Fi connection and 20°C in the middle of January?
More and more people are making that dream come true. Spain – and especially the Costa del Sol – has become one of the most desirable destinations for digital nomads from all over the world.

Since 2023, there’s been a new visa that makes it not only possible but simple and legal: the Digital Nomad Visa, designed for professionals who work online and want to enjoy Mediterranean life without giving up their international career.

At Hello Spain Properties, we see it every day — people from Northern Europe, Canada or Latin America who come “just for a few months” and end up staying for good. If you’re thinking of doing the same, here’s everything you need to know about applying, living here and making the most of this opportunity.

What Exactly Is the Digital Nomad Visa?

The Digital Nomad Visa allows you to live and work legally in Spain if you work remotely for a foreign company or as a freelancer with international clients.

It was introduced as part of the Startups Law, approved in 2022, with the aim of attracting global talent and entrepreneurs who can work from anywhere.

In short: if you can do your job online, you can move to Spain and keep working exactly as before — just with more sunshine and better food.

Main Requirements

To apply, you’ll need to meet a few key conditions:

1. Be a non-EU citizen.
2. Have a professional or work relationship with a foreign company or clients.
   • If you’re employed: your company must authorise you to work remotely.
   • If you’re self-employed: at least 80% of your income must come from outside Spain.
3. Show proof of sufficient income. Typically around €2,200 per month, depending on the consulate.
4. Hold a university degree or have at least three years of professional experience.
5. Hold valid private health insurance in Spain.
6. Have no criminal record in Spain or your country of origin.

It’s not an overly complex process, but it does require organisation. Many applicants start the process from their home country through a Spanish consulate, while others arrive on a tourist visa and then switch their status from within Spain.

Duration and Renewal

• The initial visa is valid for one year.
• It can be renewed for up to five years in total.
• Once approved, you can register as a resident, open a Spanish bank account, rent or buy property, and enjoy local services.

Another perk: you can travel freely throughout the Schengen area while holding this visa.

Tax Benefits That Make a Real Difference

One of the biggest attractions of this visa is its favourable tax regime. Under what’s commonly known as the Beckham Law, you only pay Spanish tax on your Spanish-sourced income (not your worldwide income) — and at a flat rate of 24% up to €600,000.

For remote professionals with international income, that can mean significant savings.

Why the Costa del Sol Is the Perfect Base for Digital Nomads

Because here, everything aligns.
The climate invites you outdoors every day, the internet connection is fast (fibre and 5G), there’s an international airport nearby, and the community is incredibly welcoming.

Málaga, Marbella, Estepona and Fuengirola all have coworking spaces filled with professionals from around the world. Some come for the winter and end up buying a home here.

“I came to spend one winter working from here… and I never wanted to go back to my office in London.”
— Tom, Hello Spain Properties client and happy resident in Mijas Costa.

Living here means having time for yourself again — surfing at sunrise, hiking at sunset, or enjoying a seaside lunch after your morning video calls.

Practical Tips If You’re Thinking of Moving

• Prepare your documents carefully: all translations must be done by a sworn translator.
• Open a Spanish bank account once you’ve received your NIE (foreign ID number).
• Choose a home that fits your work-life balance: natural light, a quiet corner for your office, and — if possible — inspiring views.
• Connect with other nomads and locals. There are active online communities, meetups and events all along the coast.

At Hello Spain Properties, we can help you find that perfect place where work doesn’t feel like work. Whether it’s a bright apartment in Málaga or a peaceful villa in Estepona, there’s a home here for every lifestyle.

In Summary

Spain’s Digital Nomad Visa opens the door to a new way of living — working from where you’re happiest.
And if what you’re looking for is quality of life, sunshine and genuine human connection, the Costa del Sol has it all.

If you’re ready to take the next step, tell us your story. We’ll help you find your perfect corner to work, live and enjoy the sun all year round.

Contact Hello Spain Properties and start your new life in paradise.

The post Work Remotely in Paradise appeared first on hellospainproperties.com.

If you have questions about the back-to-school period on the Costa del Sol, here are the key points for parents:

Start of the School Year

• Primary schools: classes start between 9th and 10th September.
• Secondary schools / older students: classes start between 14th and 15th September.

Note: exact dates may vary slightly depending on each school.

School Hours

• In Málaga schools, the typical school day runs from 9:00 am to 2:00 pm.

Morning Care (Aula Matinal)

• Designed for parents who start work before 9:00 am.
• Hours: 7:30 – 8:00 am.
• This service is sometimes paid, but financial assistance may be available for eligible families.

School Lunch / Canteen

• For parents unable to collect their children at 2:00 pm.
• Access requires proof of working hours from parents.
• Paid service, although subsidies are available for families meeting the criteria.

After-School Activities (Extra-Curriculars)

• After-school activities typically run from 4:00 pm onwards.
• These activities are not free and usually include sports, arts, music, or language classes.
• They take place within the school premises, making it convenient and safe for children while parents are still at work.
• A great solution for working parents, helping children stay engaged in structured and supervised activities after regular school hours.

School Books

• Compulsory education (Primary & Secondary): books are free.
  • Provided by the Junta de Andalucía, either as reused books from previous years or through a “chequelibro” voucher redeemable at specialised stores or stationery shops.
• Early years (3–5 years old) and post-4th ESO levels (Baccalaureate, vocational courses, university) are not free.

School Transport

• Many residential areas are on the outskirts, so school transport is essential.
• The Junta de Andalucía provides free transport to and from school, greatly helping parents with commuting.

Availability may depend on distance from the school and number of children requesting the service.

Conclusion

If you’re considering moving to Spain, this information about public education on the Costa del Sol will help you make informed decisions:

• Your child will have the opportunity to integrate with native Spanish-speaking peers, boosting language skills quickly.
• In a short time, your child can achieve a high level of Spanish, potentially becoming fluent.

The post Back to School on the Costa del Sol!! What You Need to Know appeared first on hellospainproperties.com.

1⃣ Non-Resident Income Tax (IRNR)

• Applies to capital gains – the difference between the selling price and the purchase price, minus deductible costs such as notary fees, registry fees, property improvements, and agent commissions.
• Tax rate: 19%, same for EU and non-EU sellers.
• The buyer must withhold 3% of the sale price and pay it to the Spanish Tax Agency (Hacienda) using Form 211, within 1 month of signing.
• The seller must file Form 210 within 4 months of the sale (3 months after the withholding deadline).
• If the 3% withheld exceeds the final tax due, the seller can request a refund from Hacienda.

2⃣ Municipal Capital Gains Tax (Plusvalía Municipal / IIVTNU)

• Levied on the increase in the value of urban land between purchase and sale.
• For non-resident sellers, the buyer is responsible for paying this tax, though they can reclaim it from the seller later.
• Paid to the Town Hall (Ayuntamiento), usually within 30 working days of the sale.
• Following recent rulings, no tax may be due if there is no actual increase in land value.

3⃣ Other Taxes and Obligations

• IBI (Property Tax): Annual local tax based on cadastral value, usually prorated between buyer and seller.
• Form 720: Informative declaration for Spanish residents holding foreign assets over €50,000. Sellers who previously submitted this may need to update it after the sale.
• Wealth Tax (if applicable): Only relevant for very high-value properties; currently 100% exempt in Andalusia, but check for updates.

4⃣ Recent Developments

• The European Commission is reviewing Spain for potential discriminatory taxation of non-residents using Spanish property as their main residence.
• A new law proposal is under discussion to impose an extra tax on foreign buyers (e.g., a surcharge or VAT increase). This could affect future purchases if approved.

Quick Summary for Non-Resident Sellers on the Costa del Sol

Bottom line:
If you’re a non-resident selling property on the Costa del Sol, the main taxes to focus on are IRNR (19%) and Plusvalía Municipal, plus the usual transaction costs like agent fees, notary, and energy certificates.

Want to know more about the taxes for Non-Residents vendors?
Visit our next blog: 

The post Taxes for Non-Resident Property Sellers in Spain (Costa del Sol) appeared first on hellospainproperties.com.

You’re a non-resident in Spain if:

• You live outside of Spain for more than 183 days per year.
• You do not pay income tax in Spain as a fiscal resident.

Non-residents can freely purchase property in Spain, but there are certain taxes and procedures to follow.

1. New Property (purchased from a developer)

If you’re buying a newly built property (directly from a developer or builder):

Taxes:

• VAT (IVA – Impuesto sobre el Valor Añadido): 10%
• Stamp Duty (AJD – Actos Jurídicos Documentados): 1.2% in Andalusia

Total taxes: 11.2% of the purchase price

2. Resale Property (from a private individual)

If you’re buying a second-hand (resale) property, VAT does not apply. Instead, you’ll pay:

• Transfer Tax (ITP – Impuesto de Transmisiones Patrimoniales): 7% in Andalusia (flat rate since 2021)

Total taxes: 7% of the purchase price

Additional Costs to Consider

Besides taxes, buyers should budget for:

• Notary fees: usually between €600 – €1,000 depending on property price.
• Land Registry fees: approx. €400 – €800.
• Lawyer fees: typically 1% (highly recommended for non-residents).
• Bank/mortgage fees: opening commissions, valuation (~€300–€600).
• NIE (Número de Identificación de Extranjero): mandatory to purchase, approx. €150–€300 if handled via gestoría.
• Ongoing costs: annual property tax (IBI), garbage collection, community fees, and non-resident income tax.

Tip: Always keep at least 10–13% extra of the property price as a buffer for taxes and expenses.

Want to know more about the full vendors Non-Residents?
Visit our next blog: https://hellospainproperties.com/taxes-for-non-resident-property-sellers-in-spain-costa-del-sol/

The post Purchase Taxes for Non-Residents Buying Property in Costa del Sol (Spain) appeared first on hellospainproperties.com.

Recent evolution of property prices in Málaga

• In August 2025, the average price in the province of Málaga reached €3,842/m², with a year-on-year increase of 13.8%. This is 42% above the national average, confirming the city’s appeal as both a residential and investment destination (idealista.com).
• During the first quarter of 2025, sales prices rose by 10.6%, reaching an average of €3,046/m². New-build housing surged by 20.3% in the quarter, while second-hand homes increased by 5.1% (cadenaser.com).

Record highs

• According to Fotocasa, in July 2025 property prices in Málaga city reached €4,145/m², which is 49% higher than at the peak of the 2007 housing bubble (fotocasa.es).
• Málaga is now the most expensive province in Andalusia, and one of the most overheated markets in Spain (vidaeconomica.com).

Are prices still rising?

• Although year-on-year growth remains high — above 10% during the first half of 2025 — there are early signs of a slight moderation in some areas (fotocasa.es).
• Nationally, house prices rose by 12.2% year-on-year in the first quarter of 2025, confirming the strength of the wider Spanish market (es.wikipedia.org).

Wider context

• In Spain as a whole, the average price of free housing reached €2,093.5/m² in the second quarter of 2025, up 10.4% year-on-year, the highest level in 17 years (elpais.com).
• The lack of housing supply, combined with solid domestic and international demand, is the main driver of these increases. Only about 120,000 new homes are being built in 2025, compared with the 600,000 needed according to estimates (elpais.com).
• The boom in short-term holiday rentals is also pushing prices higher. It is estimated that more than 30% of rent increases in Málaga are due to this phenomenon (elpais.com).

Conclusion for Málaga

• Yes, property prices in Málaga are still rising in 2025.
• While the upward trend remains strong, there are hints of a gradual slowdown, especially in the most over-heated areas.
• With demand still far outstripping supply, the market remains firmly on an upward trajectory.

Key figures

Challenges

Affordability is a growing issue, especially for younger households.

Greater public or social housing supply is needed to ease pressure.

Government measures, such as restrictions on holiday lets or rent control rules, will play a key role in stabilising the market (huffingtonpost.es).

The post Real Estate Market in Málaga! appeared first on hellospainproperties.com.

300+ Days of Sunshine

Blue skies almost every day. Imagine morning coffee on your balcony in January or sunset swims in October. Sunshine here isn’t a luxury — it’s a way of life.

The Mediterranean Diet, Daily

Fresh fish from the market, juicy tomatoes, golden olive oil, a glass of Rioja. The Costa del Sol makes healthy eating effortless (and delicious).

Life by the Sea

Wherever you live, the beach is never far. Evening walks on the promenade, salty air in your hair, the sound of waves as your backdrop — it’s instant calm for the soul.

⿤ Endless Things to Do

From paddleboarding and yoga on the sand to world-class golf, flamenco nights, and mountain hikes — every day brings something new. Whether you’re sporty, creative, or just curious, boredom isn’t an option.

A Welcoming International Community

In Marbella, Fuengirola, and Estepona, you’ll meet people from all over the world. English is widely spoken, so settling in is easy — but you’ll also pick up Spanish naturally along the way.

Culture, Art & Creativity

Málaga, Picasso’s birthplace, is now one of Europe’s coolest small cities — full of museums, music festivals, flamenco shows, and art galleries. The vibe? Cosmopolitan but still relaxed.

Terraces, Tapas & Social Vibes

Here, life happens outdoors. Long lunches that turn into late-night conversations, tapas hopping with friends, and chilled vinos by the sea. Even if you arrive solo, you’ll never feel alone for long.

Life happens outside. Think beach bars, open-air markets, sunset dinners… It’s easy to meet people and feel at home, even if you come solo.

The post 7 Reasons You’ll Fall in Love with Life on the Costa del Sol appeared first on hellospainproperties.com.